Thursday 28 October 2021

Can Compensations Be Claimed Only If You Are Injured?

 This is probably one of the most commonly asked questions that almost everyone has in mind. So, we decided to take up this topic today and debunk a few myths. Expect to learn a new concept from us – the road trafficaccident solicitors in Ireland.

Road accidents and subsequent accident claims in Cork, Ireland are commonly occurring cases. The Irish law assures full compensation to anyone involved in it but what if you were lucky enough to make it through without a scratch? If your vehicle or personal property incurred damage, you have every right to claim compensation. Usually, such cases come under the material damage claims.

What are Material Damage Claims?

These are claims where a road traffic accident solicitor helps claimants cover vehicle damage and knock-on expenses. This will include everything, from assessor’s fee, value depreciation, storage fees, car hire expenses, towing charges to costs incurred in repair and replacement of parts in your vehicle or property.

Who Should the Claim be Put Against?

It’s not the person who was at fault and was driving recklessly but his insurance company. This is very much unlike the personal injury claims, where the injury solicitors in Cork file a case against the individual at fault. However, it might occur to you that what if the driver flees? Well, in that case, reach out to Motor Insurers’ Bureau of Ireland. The organisation takes care of unknown drivers and uninsured cars.

Actions to take Immediately After a Road Traffic Accident

The first and foremost thing to do is call an ambulance to save the injured. But, if none was bruised, call up the Gardai to report the case and gather as many evidences as you can for material damage claims.

Here is a few information you need to collect at the site of the accident:

ü  A picture of the damaged vehicle and the parts that have dents, scratches or smashes.

ü  Collect the contact numbers of eye-witnesses.

ü  Extract every bit of information about the drivers involved in the accident.

ü  Remember the Gardai, who arrived at the scene.

ü  Take a note of the vehicle registration.

ü  Keep a note of any CCTV around the accident site.

ü  Share insurance details with the driver and collect the same from him.

These are not enough. You must also inform the insurance companies before leaving the scene. Once done, move your car to a garage to assess the damage and get an estimate of the expenses involved. Later, claim it from the insurance company of the driver at fault. In case of a dispute, feel free to draw advice from injury solicitors in Cork for making material damage claims.

Postscript:

Breen Walsh Solicitors LLP are a trusted group of solicitors offering a wide range of litigation services. Seek legal advice from them on any kind of personal injury claims in Cork.


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